Spyn is a credit card that helps you spend confidently. Spyn connects to your bank, models your cash flow and shows you how much you can safely spend. Then Spyn autopays every purchase, as soon as your cash flow allows, so your card is continuously paid off. You can delay payments or spread them out with a microloan, but you can't run up revolving debt. Spyn keeps your finances healthy and gives you the info you need to make smart decisions.